Be Frugal
Creative Ways to Save Money

Be Frugal and Be Proud

Now that you've decided you want to get your finances under control and start working toward your goal of becoming debt free, where do you start? How do you start saving money?

The key here is to start off small. This way you don't overwhelm yourself and quit 3 days after you started. Changing your habits in how and when you spend money will be a lifestyle change, but it'll be worth it in the long run.

Start shrinking the household budget, one dollar at a time.

Each day you are one step closer to being debt free. 

Each day, you deserve to pat yourself on the back.

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Tips to Help you Start Saving Money

1. Plan meals according to what is on sale that week.
2. Stockpile staples when prices are low and you have coupons.
3. Buy Generic items. Generic is usually much cheaper and pretty much the same as the name brand item.
4. Always make a list before you shop. This helps keep you disciplined while you shop.
5. Use free grocery coupons - You can save 10% off your grocery bill by using printable coupons, free grocery coupons and cutting coupons from your local paper.
6. Take advantage of stores that double coupons.
7. Shop at discount stores - Dollar General, Dollar Tree.....etc.
8. Buy products in bulk at Costco, BJs or Sam's Club.
9. Be Frugal by using discount online coupon codes when shopping. Check out E-Bates and Retail Me Not for online codes.
10. Shop clearance and use online coupon codes for additional savings.
11. Request free product samples online - gotta love those freebies. It's not hard to be frugal when you can get stuff for free.
12. Line dry your laundry. Running the dryer for one complete cycle costs approximately $1.50.
13. Be Frugal with Water - Turn off the water while you brush your teeth and save 2 gallons a minute. For a family of 4, that's about 200 gallons a month and remember, you are charged for sewer for every drop of water down the drain.
14. Turn the heat down in the winter and wear warmer clothes.
15. If you aren't in the room, turn off the light.
16. Turn the air conditioner up. For every degree you raise your thermostat above 80 you will save approximately 2 - 3 percent on the cooling portion of your bill.
17. Make a household budget and stick to it.
18. Complete paid surveys online for extra spending money. It's just one of many easy ways to make money.
19. Sign up for every free customer rewards program possible. If you rarely shop at that place, having a rewards card will eventually net you some coupons and discounts.
20. Make your own gifts instead of buying them from the store. You can make soap, candles, bread, cookies and all sorts of other things inexpensively at home.
21. Whenever you are considering making an unnecessary purchase, wait thirty days and ask yourself if you still want that item. Very often you discover the urge to buy has passed and you've saved yourself some money by waiting.
22. Instead of throwing out damaged clothing, repair it.
23. Always, Always have an emergency fund. This is an absolute must have to be successful at living frugal.
24. Use Cash Back Shopping Sites
    

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